HO-1. Basic homeowner stuff. Home insurance quotes of this type cover your dwelling and personal property against losses from 11 types of perils: fire or lightning; windstorm or hail; explosion; riot or civil commotion; aircraft; vehicles; smoke; vandalism or malicious mischief; theft; damage by glass or safety glazing material that is part of a building; and, volcanic eruption.

HO-2. Basic homeowner stuff plus some. Covers dwelling and personal property against 11 perils plus six more: falling objects; weight of ice, snow or sleet; three categories of water-related damage from home utilities or appliances; and electrical surge damage.

HO-3. Extended or special homeowner stuff. One of the best home owners insurance, this covers 17 stated perils plus any other peril not specified in your policy, except for flood, earthquake, war, and nuclear accident.

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Let us find you cheap home insurance online by getting you free home insurance quotes from the top insurers in your area. With many different home owners insurance companies available. Click on the link below for your free home insurance instant quote available it is easy to compare house insurance quotes available for you. 

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